Credit

Zena Credit Solutions

Start with DIY and upgrade anytime to Full Service — same portal, same process.

Credit Solutions

Your Fast Track to “Bankable” Credit

Whether you need to fix credit for business funding or qualify for a home loan, you’re in the right place. We offer clear options—from DIY guidance to Done‑For‑You support—so you can move forward with confidence.

Why Clients Choose Us

  • Rapid utilization fixes & balance re‑mapping to boost scores
  • Dispute strategy on inaccurate/obsolete items (no “magic deletions” claims)
  • Authorized‑user & tradeline timing—done responsibly
  • Business credit build that complements personal credit
  • Funding readiness checklist tailored to your goals

What You Can Expect

  • Clear roadmap: DIY steps or DFY execution
  • 90‑day sprint plan with quick wins and long‑term moves
  • Direct‑lender targeting once you’re bank‑ready
  • Transparent updates—no hard pulls required to get started
  • Results vary; accurate items aren’t removed
Get Started Schedule a Call

Pricing

DIY (Start Here)

Create dispute letters and track progress in your portal. Upgrade anytime.

$39.99/mo
  • Credit report + portal access
  • Automated letter generation
  • Email support
Go to Portal

Full Service (Upgrade Inside)

We handle disputes for you. Enrollment billed after first work is performed.

$149/mo
  • $199 first‑work enrollment fee
  • Automated disputes & tracking
  • Monthly updates + readiness check
Upgrade in Portal

We comply with CROA/FCRA. Fees are billed after work is performed. Results vary; no specific outcome is guaranteed.