Residential Loan Programs

Pick the program that fits your goal—fast‑close hard money, low‑down FHA, $0‑down VA, jumbo, investor DSCR, and more.

Fast Close

Hard Money

Asset‑based loans, quick approvals, flexible credit. Great for speed or unique properties.

Renovation

Fix & Flip

Purchase + rehab funds, interest‑only options, draw schedules for renovations.

Low Rate

Conventional

Competitive rates, 620+ FICO, flexible terms. Primary, second homes, and investments.

3.5% Down

FHA

Flexible credit and low down payment for first‑time buyers and beyond.

$0 Down

VA

Zero‑down options for eligible Veterans, Service members, and surviving spouses.

High Balance

Jumbo

Loan amounts above conforming limits with full‑doc underwriting.

Alt‑Doc

Non‑QM

Bank‑statement, DSCR, and asset‑depletion programs when standard DTI doesn’t fit.

DSCR

Investment Property

Qualification focused on rental income coverage (DSCR) for 1–4 unit properties.

Ready to check your options?

One fast form gets you pre‑qualified and matched to programs that fit your goal and timeline.