Residential

Fix & Flip Loans

Purchase, renovate and resell investment properties with ease and speed.

Finance Every Stage of Your Flip

A fix‑and‑flip loan allows investors to acquire and rehab residential properties without tying up their own capital. By financing both the purchase price and the renovation budget, you can focus on adding value and turning a profit quickly.

These short‑term loans are purpose‑built for fast closings, competitive rates and high leverage. Whether you’re flipping a single‑family home, condo or townhome, our program delivers the flexibility you need and charges interest only on funds that you’ve drawn for repairs.

Program Details

  • Term: 6–18 months with interest‑only payments
  • Maximum ARV: Up to 75% of after‑repair value
  • Loan Amounts: $50k–$10M+
  • Maximum LTV: Up to 100% of purchase price and rehab costs (combined)
  • Property Types: Non‑owner occupied 1–4 units, condos and townhomes
  • Credit: Flexible; bad credit and foreign nationals considered
  • Funding Speed: Approvals within 24 hours and funding in as little as 7 business days
  • Draws: 100% rehab funding available; interest charged only on drawn amounts

Ready to Start Your Next Flip?

Get a customized loan quote and see how much you can borrow for your next project.