Investment Property Loans

Grow Your Portfolio with Smart Financing

Investment property loans allow you to purchase homes and small multi‑unit properties with the intent of generating income from rentals or appreciating the asset over time. Whether you’re buying your first rental or expanding an established portfolio, we provide financing solutions tailored to your strategy.

Lenders evaluate the potential rental income, your credit profile and your experience as an investor. With competitive rates and different loan structures, you can finance long‑term rentals, vacation homes or short‑term rentals (Airbnb/VRBO) and benefit from passive income and tax advantages.

Program Details

Property Types: Single‑family homes, townhomes, condos and 2–4 unit multi‑family properties purchased for rental or vacation use
Down Payment: Typically 15–25% for single‑unit rentals; 25–30% for 2–4 unit properties
Loan Terms: Fixed‑rate and ARM options; 30‑year amortization common
Debt Service Coverage: Some programs qualify based on rental income only (DSCR loans), while others consider personal income and assets
Occupancy: Non‑owner occupied; property intended for rental or second home use
Credit Requirements: 620+ FICO for traditional investment loans; higher scores may be needed for DSCR programs

Build Wealth Through Real Estate

Ready to invest in rental properties or a vacation home? Let’s talk about loan programs that align with your investment goals.

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