Please read these terms for using our website and services. Effective September 13, 2025.
By accessing this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use the site.
Content is for general informational purposes and does not constitute a commitment to lend or extend credit. Programs, rates, terms, and conditions are subject to change without notice and may vary by borrower qualifications and property.
You agree that any information you provide is accurate and that you have authority to provide it. You will use the site only for lawful purposes.
All trademarks, logos, and content on this site are owned by Zena Lending or our licensors. You may not copy, reproduce, or distribute content without permission.
Our site may link to third‑party tools, forms, or partner sites (including application or calendar providers). We are not responsible for their content or practices. Use of third‑party services is subject to their terms.
THIS SITE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ANY WARRANTY OF ACCURACY, RELIABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.
TO THE FULLEST EXTENT PERMITTED BY LAW, ZENA LENDING WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SITE.
You agree to indemnify and hold harmless Zena Lending and its affiliates from any claims or liabilities arising from your breach of these terms or misuse of the site.
These terms are governed by the laws of the State of California, without regard to conflict of laws. Venue lies in the state or federal courts located in Orange County, California.
We may update these terms occasionally. Continued use after changes constitutes acceptance.
Questions? Use our Contact page or write to: Zena Lending, 1024 Bayside Drive, Suite 331, Newport Beach, CA 92660.