Commercial

Short‑Term Bridge Loans

Flexible interim financing for 12–36 months while you arrange permanent funding.

Bridge the Gap with Interim Financing

Our bridge loans provide competitive rates for buildings and borrowers who need short‑term capital to purchase, refinance or reposition a property. Use these loans to cover expenses or complete rehab while you secure permanent financing.

Sometimes a traditional loan isn't available yet. Bridge loans — also called gap or swing loans — fill the void. They allow corporations and investors to access funds quickly and customize terms for many situations, from covering payroll and inventory to closing on an acquisition.

Program Details

  • Property Types: Multifamily, manufactured home communities, office, retail, industrial, R&D flex, self‑storage, hotel/motel and more
  • Loan Size: $100k–$100M+
  • Fixed Term: 1–3 years (fixed or variable rates; interest‑only available)
  • Max Loan to Value: 75% for multifamily 5+ units | 70% for commercial properties
  • Debt Coverage Service Ratio: Varies depending on property and borrower
  • Closing Time Frame: 7–21 days

Need Short‑Term Capital Fast?

Let’s discuss how a bridge loan can help you meet your timeline while you arrange permanent financing.